Can I file a Request for Mediation in my Foreclosure Case?

If your case was filed July 1, 2010 or later, and the action is to foreclose a lien on owner-occupied residential property, you may be eligible for mediation.  Maryland Annotated Real Property Code 7-105.1 sets out property foreclosure procedures, including information about filing a Request for Mediation.  The forms to Request Mediation will be sent to you from the lender's attorney at the same time that they provide you with a Final Loss Mitigation Analysis.  The Court does not have the forms.

A request for foreclosure mediation may be filed up to 15 days after the mailing of the final loss mitigation affidavit.  A Request for Foreclosure Mediation shall be accompanied by a filing fee of $50.00.  The court may reduce or waive the filing fee if the mortgagor is eligible for a reduction or waiver under the Maryland Legal Services guidelines.

Request to Waive the Filing Fee for Foreclosure Mediation

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