There are two sections to this topic:
Someone Owes Me Money includes information on:
I Owe Money/Dealing with Debt includes information on:
- Where can I go for help with debt?
- How can I avoid Foreclosure?
- How do I file for Bankruptcy?
- I've been served with court papers relating to a debt. What should I do?
Self- Help Center
(for Civil Cases Only)
Assistance is available by phone,
in person, or by online chat.
More about the Center
When someone owes you money or property, there are number of actions you can take.
- File a civil case to get your money or property back. The court that hears the case will depend on the amount involved.
- $5,000 or less Small Claims Court. Your case can be heard in small claims court if the amount is for $5,000 or less.
- The case must involve only money (not property).
- The procedure is simplified.
- $30,000 or less District Court or Circuit Court. Your case can be heard in either District Court or Circuit Court if the amount does not exceed $30,000.
- The case may involve money or property.
- The procedure is more formal and formal rules of evidence apply.
- If either side requests a jury trial, the case must be heard in Circuit Court.
- Over $30,000 Circuit Court. Cases involving over $30,000 must be filed in Circuit Court.
I Owe Money/Dealing with Debt
This section deals with debt, banktupcy, foreclosure and what to do if you have been served.